America’s Go-To for Verified Professional Experts
About Us

The L&T Circle of Trust™ (COT) is a national verified network of licensed, bonded, and credential-verified professionals. Our mission is to help individuals, families, and businesses connect with trustworthy experts who support the purchase, protection, growth, and maintenance of the things that matter most — homes, vehicles, businesses, and other key assets. We are not a referral service, nor do we guarantee outcomes or endorse individual services; instead, we provide objective credential verification while maintaining full independence. 

Important: Members of Circle of Trust may have different types of credentials depending on their industry. Some hold professional licenses, some are bonded, some hold industry certifications, and some maintain business insurance. Not all members have all types of credentials. Credential verification at joining confirms the specific credentials applicable to each member’s industry. Always verify which credentials are relevant for the service you need and confirm current status independently.

Our Guiding Principles

Credential Verification

Ensuring licenses, bonds, and business registrations are current and verified.

Cross-Industry Collaboration

Connecting professionals across sectors to share insights and resources.

Independent Professional Accountability

Members are fully responsible for their own business practices.

Community Support & Resources

Providing tools, events, and internal collaboration to strengthen the network.

Commitment to Network Standards

Maintaining verified status and integrity for every member and affiliate.

Two Distinct Network Groups

COT Members — Verified Professionals

Professionals who meet strict credential verification requirements:

  • Active professional license and/or bond
  • Verified in our credential screening process

Status: Full membership
Access: Core networking platform, engagement opportunities, and visibility within the COT ecosystem

Business Affiliates — Complementary Partners

Partners who provide complementary professional services that do not require licensing or bonding (e.g., marketing professionals, IT consultants, business coaches, training specialists):

  • Active business registration
  • General liability insurance verified

Status: Separate from COT Members
Access: Collaborative opportunities and cross-industry engagement

Frequently Asked Questions

What is the L&T Circle of Trustâ„¢?

The Circle of Trust is a national network that verifies professional credentials — licenses, bonds, and business registrations — to help consumers find professionals who meet established standards. We do not endorse individual services or guarantee results.

Professionals apply and submit credential documentation. Our verification team reviews active licenses/bonds and runs credential screening. Approved professionals are granted Full Membership and a verified badge.

COT Members hold profession-specific licenses or bonds and undergo credential verification. Business Affiliates are non-licensed partners (e.g., marketing, IT) who have verified business registration and liability insurance.

No. We verify credentials and provide transparency, but we do not guarantee outcomes or endorse services. Members are independently accountable for their business practices.

Use our Contact/Support form or the member’s directory listing to submit an issue. We investigate credential or conduct concerns and may take action per network standards.

Visit our Join page and submit required documentation (business registration, insurance). Our team will review and notify you about your status and next steps.

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