Jennifer Ceballos, Loan Officer/Mortgage Broker

Nationwide full time Mortgage Loan officer.  I have been in the Real Estate Industry since 2005. I got my real estate license in 2005 and my mortgage license in 2006. I am completely focusing on mortgage side of things these days, my real estate license is inactive, so I can give 100% as a mortgage loan officer.   I work with all borrower types.  I specialize in working with self-employed borrowers, investors and 1st time home buyers.  I am solutions oriented and will find the right loan product to make the loan work.

Here is a list of some of the products we offer:

3-2-1 buy downs

Owner Occupied no income, no employment verification, no DTI Community Mortgage

Heloc’s for Primary, 2nd homes and Investment properties

2nd Loans for Primary, 2nd homes and Investment properties

Cross Collateralization Loan

Land Loans

Jumbo Loans

1 Time Close Construction Loans

2 Time Close Construction Loans

Renovation Loans

40 Year Loans

Interest Only Loans

Fix and Flip Loans

Bank Statement Loans

DSCR Loans (As low as 15% down)

DSCR Heloc’s

P&L Loans

Asset Based Loans

Close in LLC

Farm/ Ranch Loans

Hobby Farm Loans

Off Grid Loans

420 Income Loans

Bridge Loans

Blanket Loans

Foreign National Loans

Non-Warrantable Condo Loans

Manufactured home loans for single wide, double wide & triple wide (For primary, 2nd homes and investment properties) (Can also do ones built before 1976)

Manufactured Home Loan Condos

Loans for people with recent foreclosure or bankruptcy

ITIN # Loans

Down Payment Assistance Loans

Foreign National Loans

VA Loans

VA streamline Loans

FHA Loans

FHA 203K Renovation Loans

FHA Spot Condo Approval Loans

FHA Streamline Loans

USDA Loans for 100% Financing

No FICO Score Loans

Second Loans

Investor Loans

Doctors Loans

Piggyback 2nd Loans

Reverse Loans

DACA Loans

Conventional Loans

Commercial

Hard Money

If you have a scenario that you want me to go over, please reach out. I am available to you 7 days a week. We have more products than I have listed above. Don’t let any clients go, let me see if I can help them first.  If I cannot help them now, I will show them what to do to help them get pre-approved later. I will help you harvest for future business, by helping these customers that can’t qualify today. It is all about teamwork! If you had any deals that another lender could not get done, send them over to me to see if I might have a loan program to help them. We can finance single family homes, single and double wide manufactured homes, modular homes, condos, townhouses, multi-family homes and multi-unit properties.

(NMLS # 314591)