Roxann Gaytan, Licensed Insurance Agent

Protection starts with people.

For over 40 years, our mission has been simple: to protect what matters most to families and communities across Illinois, Wisconsin, and Indiana. Backed by more than 500 years of combined industry experience in insurance, real estate, and related fields, our team brings unmatched knowledge and heart to every interaction.

We’re proud to be recognized as Illinois’ #1 homeowners’ insurance agency and America’s #2 choice, currently trusted to protect over 36,000 homes across Illinois, Wisconsin, and Indiana.

But behind the numbers is what truly matters—our commitment to doing the right thing, every time, for every client.

Our Approach

At L&T, we don’t just sell insurance. We architect complete protection strategies that are customized to your unique needs—whether you’re buying your first home or a new car, growing your family, or preparing to leave a legacy. We work hard to ensure every plan offers real value, real peace of mind, and real support when life happens.

Our clients are our neighbors, and our work goes beyond policies. That’s why we believe in a high-tech, high-touch approach—blending the best of technology with personal care, so you always feel informed, empowered, and never alone.

Our Circle of Trust

We also believe in building a circle of trust—centered on:

• Expertise you can rely on
• Complete in-house care
• Transparent value
• A trusted network of professionals who do right by you

Whether it’s through expert bundling, personalized advice, or simply being there when you need us most, we’re honored to walk alongside you every step of the way.

Protecting People, Building Legacies, and Strengthening Communities.