America’s Go-To for Verified Professional Experts About Us
The L&T Circle of Trustâ„¢ (COT) is a national verified network of licensed, bonded, and credential-verified professionals. Our mission is to help individuals, families, and businesses connect with trustworthy experts who support the purchase, protection, growth, and maintenance of the things that matter most — homes, vehicles, businesses, and other key assets. We are not a referral service, nor do we guarantee outcomes or endorse individual services; instead, we provide objective credential verification while maintaining full independence.Â
Important: Members of Circle of Trust may have different types of credentials depending on their industry. Some hold professional licenses, some are bonded, some hold industry certifications, and some maintain business insurance. Not all members have all types of credentials. Credential verification at joining confirms the specific credentials applicable to each member’s industry. Always verify which credentials are relevant for the service you need and confirm current status independently.
Ensuring licenses, bonds, and business registrations are current and verified.
Cross-Industry Collaboration
Connecting professionals across sectors to share insights and resources.
Independent Professional Accountability
Members are fully responsible for their own business practices.
Community Support & Resources
Providing tools, events, and internal collaboration to strengthen the network.
Commitment to Network Standards
Maintaining verified status and integrity for every member and affiliate.
Two Distinct Network Groups
COT Members — Verified Professionals
Professionals who meet strict credential verification requirements:
Active professional license and/or bond
Verified in our credential screening process
Status: Full membership Access: Core networking platform, engagement opportunities, and visibility within the COT ecosystem
Business Affiliates — Complementary Partners
Partners who provide complementary professional services that do not require licensing or bonding (e.g., marketing professionals, IT consultants, business coaches, training specialists):
Active business registration
General liability insurance verified
Status: Separate from COT Members Access: Collaborative opportunities and cross-industry engagement
Frequently Asked Questions
What is the L&T Circle of Trustâ„¢?
The Circle of Trust is a national network that verifies professional credentials — licenses, bonds, and business registrations — to help consumers find professionals who meet established standards. We do not endorse individual services or guarantee results.
How do professionals become COT Members?
Professionals apply and submit credential documentation. Our verification team reviews active licenses/bonds and runs credential screening. Approved professionals are granted Full Membership and a verified badge.
What’s the difference between COT Members and Business Affiliates?
COT Members hold profession-specific licenses or bonds and undergo credential verification. Business Affiliates are non-licensed partners (e.g., marketing, IT) who have verified business registration and liability insurance.
Do you guarantee the quality of services provided by members?
No. We verify credentials and provide transparency, but we do not guarantee outcomes or endorse services. Members are independently accountable for their business practices.
How can I report a problem with a member?
Use our Contact/Support form or the member’s directory listing to submit an issue. We investigate credential or conduct concerns and may take action per network standards.
How can I become a Verified Partner?
Visit our Join page and submit required documentation (business registration, insurance). Our team will review and notify you about your status and next steps.